Information Accuracy and Professional Advice.
Welcome to NTB Times (ntbtimes.com). The information provided on this website is for general informational and educational purposes only.
1. No Professional Advice
All content on NTB Times is based on personal experience, research, and opinion. It should not be taken as professional advice (be it financial, medical, legal, or otherwise). Before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. The use or reliance of any information contained on this site is solely at your own risk.
2. Personal Responsibility
By using NTB Times, you acknowledge that you are using our content voluntarily. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this website. We are not liable for any losses or damages in connection with the use of our website.
3. External Links Disclaimer
NTB Times may contain links to external websites that are not provided or maintained by or in any way affiliated with us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.
4. Errors and Omissions
While we strive to provide accurate and up-to-date information, NTB Times makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability with respect to the website or the information contained on the website for any purpose.
5. Fair Use Disclaimer
This site may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We make such material available in our efforts to advance understanding of lifestyle trends and daily life issues. We believe this constitutes a “fair use” of any such copyrighted material.